C-Value!, Time Value of Money Calculator

C-Value! will solve for any unknown value, for all time value of money (TVM) calculations. C-Value! gives you the power to custom design financial schedules. Create schedules for loans, leases, saving plans, investments and judgements.

C-Value! is an excellent tool for tracking loan balances and showing when payments were made. If you lend money, you can use this program to give the borrower a schedule showing how the payments are applied to principal and interest.

Auditors can use C-Value! to validate results.

C-Value! supports: compound or simple interest calculations, Rule-of-78s, Canadian loans, interest only periods, adjustable interest rates and amounts, skipped periods, fixed principal payments, automatically stepped payments or deposits (by amount or percent), eleven scheduled payment frequencies as well as random payment dates. C-Value! thoroughly supports irregular cash flows. Both the amount of the cash flow and the length of the periods can vary. Do you want to put into savings $1,000 on April 15th and $10,000 on December 5th and know how much interest will be returned on the following June 30th? C-Value! can handle it - easily.

With C-Value! you can export schedules directly to Excel or Word. C-Value!'s schedules can also be highly customized with custom headers, footers and notes. C-Value! will also produce a US Regulation Z APR Disclosure Statement. A picture is worth a 1,000 words.

After you've created a custom schedule, chart it. C-Value! automatically creates three 3-D color charts showing various allocations of principal and interest and principal growth or reduction.

C-Value! is a professional tool. However, you don't have to be a professional to use it. Just start with a basic cash flow, usually a loan is a good one, and spend a little time reading the Help file. In a little bit of no time, you'll be able to analyze the most complex cash flows.

Pine Grove Software, LLC. Publishing software since 1984.