Personal Finances

Personal Finances is a freeware home budget application for people on the move. Designed to run both on the PC and from any USB drive, this program lets you keep transactions - incomes and purchases and see whether you live on a budget, or overspend. This application offers various reports to help the user analyze the budget in all details and pick out unnecessary expenditure categories instantly.

The peculiarity of Personal Finances lies in its outstanding ease of use. Novice users can learn how to create and track the budget much quicker than with full-featured online home financial systems. Making and maintaining the budget in the tool is a matter of a few steps. The first step is to add accounts, such as bank account, credit cards, and cash. The second step is to set up categories. It will allow the user to categorize and sort income and expenses and review financial information in a meaningful way through graphs. The third step is to enter transactions, in other words, everything you purchase and earn, transaction by transaction. Transactions can be identified by categories, family members, and tags. Thanks to the easy-to-navigate design, the majority of data entry and budget tracking operations is less than a couple of mouse clicks away.

Once the transactions are entered, the user can review the financial position using the summary view of all accounts. This application helps to see whether you live within the money your make. You'll see how much money you have, how much you spend, how much is allocated to each family member and be able to determine the overspending categories to be slashed.

Personal Finances is freeware. Plus, there's another nice benefit in the application - it can be run from any USB flash drive, which means you can track your budget not only at home but also on a journey. Simply plug the USB drive into any PC and update or review the budget.